Individual Health, Life, & Disability

Sufficient health, life, and disability insurance form the bedrock of your personal insurance program. Many, of course, have such coverages through their business or employer; however, when anyone is missing all or some of these crucial coverages, we have two teams to assist you.

Cherie Krauk leads our Individual Health Insurance Department and helps clients with individual and family plans, including Health Savings Account (H S A) compatible plans; Medicare supplements; and temporary insurance. If your family is currently covered through a group plan, Cherie can assist as your family situation evolves, e.g. your child graduates from college.

Jon Pollock, our Life and Disability Agent, also engages with a family’s changes, analyzing their insurance portfolio in light of evolving needs. When we sign on a larger mortgage, venture into self-employment, give birth, approach retirement, or plan our estate, Jon has the time, expertise, and resources to be valuable to you and your family. In addition to disability policies and life insurance ranging from whole life to term policies, he can present Long Term Care coverage options.

Clients are always welcome to call Jon and Cherie for a review of their current policies and, of course, other members of the community are welcome to contact them for an initial consultation.