
The temporary Medicare Part D premium stabilization subsidies are ending after 2026. As a result, some Medicare beneficiaries may see changes to their standalone Prescription Drug Plan (PDP) premiums and coverage options in 2027.
Since 1885, we have built a tradition of earning your trust twice: at the time of purchase and at the time of need. Learn more about what sets Morris & Garritano apart when it comes to insurance services.
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Our mission of providing excellent products and service starts with learning and understanding your business needs and financial objectives so that we may work together to create a plan that fits your unique operations.
We provide a broad range of products for group employee benefit programs and are licensed to represent every major carrier. Find support in learning what you can offer your teams while managing your benefits plan with ease.
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At Morris & Garritano, we build insurance plans around you and your specific needs. Your personal insurance policies should give you complete confidence that what needs protection is secured. Whether it’s coverage for home, auto, theft, or fire, we’ve got your back.

The temporary Medicare Part D premium stabilization subsidies are ending after 2026. As a result, some Medicare beneficiaries may see changes to their standalone Prescription Drug Plan (PDP) premiums and coverage options in 2027.

Learn how to engage your Medical Provider Network, train supervisors, guide injured employees to care, and support a smoother return-to-work process.

General liability and umbrella insurance rates remain under pressure as social inflation, larger jury awards, and rising claim costs reshape the liability landscape. Learn what’s driving these increases and the steps businesses can take to strengthen their risk management programs.

Effective contractual risk transfer goes beyond collecting COIs. Strong agreements, appropriate insurance requirements, and supporting endorsements help businesses manage vendor, contractor, and third-party risks with greater confidence.

Commercial auto insurance rates continue to climb due to rising claim costs, social inflation, distracted driving, and expensive vehicle repairs. Learn what's driving the market and the fleet safety strategies businesses can use to better manage risk.
Morris & Garritano
has provided trusted advisory since 1885.
We pride ourselves on taking a personalized approach to insuring your assets and protecting your people with reputable service and excellence.
Our teams are the backbone of our operations.
By investing in our people, we invest in our success. Meet the teams behind our award-winning service and operations.

Find your place at Morris & Garritano.
Our agency is committed to being a place where our employees thrive. Learn more about our opportunities for new talent & growth!

What "covered" should feel like.
What "covered" should feel like.
What "covered" should feel like.

What "covered" should feel like.
What "covered" should feel like.