About Morris & Garritano

Morris & Garritano is a last name company on a first name basis. For decades, the insurance industry has paid great attention to the items they cover. Policies are built around fair market value and replacement cost instead of what's really at the heart of it all: people.

Morris & Garritano is one of the largest independently owned insurance agencies in California. Headquartered in San Luis Obispo, CA with an additional office in Santa Maria, CA and representatives throughout the state, our clients range from corporations stretched across the nation, to small businesses with complex exposures, to growing families within our communities.

Over the years we have been honored to receive several awards, supporting the fact that it is our people that truly make us unique: National Underwriter's Agency of the Year, Inc. 5000’s Fastest Growing Companies, Insurance Journal’s Best Agencies to Work For, and the Best Places to Work on the Central Coast by the Pacific Coast Business Times.

We believe that open communication, teamwork, caring leadership, uncompromising values, financial strength and sincere client orientation provide for a highly motivated work environment that supports both personal and professional growth for our employees and a service approach that exceeds our clients’ expectations.


Our Mission & Core Values

To be trusted advisors providing peace of mind through meaningful relationships and exceeding expectations for generations to come.

1. Do the right thing

Driven by a thoughtful and empathetic approach to doing business, we're always concerned with the impact our decisions will have on the lives of others. Being accountable to our clients and each other for our actions, we are committed to making choices that are in the best interest of those we serve.


2. Love what you do

Happiness and passion are contagious; we believe a team that loves what they do, does it better. We are committed to creating a culture of individuals who are passionate and dedicated to their work and our clients.


3. Always be improving

In our desire for learning and innovation, we crave knowledge and understanding to grow ourselves and our team to achieve better outcomes.


4. Go the extra mile

With a legacy of strength and stability guiding us, we believe in the continuous pursuit of exceeding expectations.


5. Build collaborative relationships

We strive to connect both personally and professionally because we care about the well-being and protection of our clients, our employees and the communities in which we work and live.