Ben Hoover
A benefits program must be in line with a company's budgetary objectives, recruitment & retention goals, and organizational culture - I design programs that seamlessly align all three.
Ben Hoover

Senior Employee Benefits Advisor, Shareholder
Morris & Garritano

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You earned it. We'll protect it.

While I am a Central Coast native, after graduating Cum Laude with a degree in Business Administration from Cal Poly, SLO, I moved to San Francisco to pursue a career in health care consulting. I spent three years consulting with Triage Consulting Group, and returned to the Central Coast in 2009 to join Morris & Garritano as an Employee Benefits Advisor. Outside of the office, I am involved in the wine community; I partner with prestigious wine charity auctions across the U.S., enjoy spending time at my family’s Paso Robles winery, Still Waters Vineyards, and focus on my own vineyard and winemaking projects at home. I enjoy snowboarding, wakeboarding, fishing and hunting. My wife, Nancy, and I live in South Atascadero with our six-year-old son, Charlie and four-year-old daughter, Hadley.

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Employee Benefits Services

Our range of services focus on delivering custom solutions for all of your Employee Benefit Program needs. We help to meet the needs of your employees, while considering your capabilities and financial objectives.

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  • “I don’t think I could rave enough about M&G. I work closely with Ben Hoover and Kelly Sharpe and they truly go out of their way to help me in any way they can. They are great at providing advice because they take the time to learn our business and know what will work best for our employees. They make sure to search all options to find the best pricing to meet our needs. I am extremely pleased with our health insurance benefit offerings. They are really great people who really care about what they do and their clients.”

    Dara Hayfield, Firestone Walker Brewing Company
  • “Ben Hoover and his team at Morris & Garritano have been a strategic partner of ours for over 8 years. They not only help obtain the best insurance options for our employees, but they provide support when dealing with the carriers all year long! ”

    Pam Johnson, Community Bank of Santa Maria
  • “We have been a client of Morris & Garritano for many years. They have continued to be attentive to our needs as if we were their customer for the first time. Ben always works hard to find the best plan for our company and his team goes the extra mile to help our employees – no matter the situation. Without hesitation I would recommend them to anyone looking for an insurance company that truly cares.”

    Mary Cooper, Pacific Vineyards

What "covered" should feel like.

Morris & Garritano believes clients deserve to feel confident knowing they're truly covered and cared for. Let our experienced advisors and educated advocates protect what matters most. For more than a century, our agency has prepared friends and neighbors for what’s ahead. Take the next step and contact us today. 

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