Joanne Gonzales
I understand that your time is valuable and that you deserve a trusted advisor to make the most of it. My experience enables me to review your insurance needs, explain complex coverages, and provide comprehensive quotes that make the most sense for you and your business.
Joanne Gonzales

Risk Advisor
Morris & Garritano

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You earned it. We'll protect it.

I bring over 26 years of insurance experience to the Morris & Garritano team. Always seeking opportunities to learn and grow, I carry a Property & Casualty license, a Life & Health license, as well as CSRM and CISR designations. I was born and raised in Lompoc and am deeply rooted in the community. I am a CASA Volunteer, advocating for three children, and am also involved in leadership for my church where I mentor young mothers, provide support for the children’s ministry, and assist with finances. I embrace my role as an advisor and enjoy being able to help my clients protect their business and find solutions for their unique risks. I am an avid reader and enjoy spending my time with my husband, our three children, and five grandchildren.

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Commercial Insurance Services

Our team knows the difference between real, comprehensive coverage and cut-rate policies that leave clients exposed at the worst possible times. Instead, Morris and Garritano believes its clients should feel confident knowing they’re truly covered and cared for thanks to the firm’s thorough tactics.

All Commercial Services
  • “I think that insurance is only as good as your Broker and while I worry about a great many things I do not worry about our insurance as I feel we have the best of the best in Morris and Garritano.”

    James W. Brabeck, Farm Supply Company

What "covered" should feel like.

Morris & Garritano believes clients deserve to feel confident knowing they're truly covered and cared for. Let our experienced advisors and educated advocates protect what matters most. For more than a century, our agency has prepared friends and neighbors for what’s ahead. Take the next step and contact us today. 

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