Steve Gray
A successful cost effective benefit strategy that emphasizes a postive employee experience is as important to me as it is to you.
Steve Gray

Employee Benefits Advisor
Morris & Garritano

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You earned it. We'll protect it.

I graduated from St. Mary's College in 1996 with a Bachelor of Science in Business Administration. Before tackling the insurance industry, my work experience was in the Information Technology sector located in the Silicon Valley. I have been a licensed agent and employee benefits advisor for over 10 years; and spent those years with Gray & Troy Insurance before joining Morris & Garritano when the two companies came together. My expertise includes Healthcare Reform, employee benefits and individual life and health benefits. I am also a certified Covered California agent. I continue my professional education on the Affordable Care Act, including Healthcare Reform Studies administered by The American College and the California Association of Health Underwriters (CAHU). I recently earned my Certified Healthcare Reform Specialist certification through CAHU.

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Employee Benefits Services

Our range of services focus on delivering custom solutions for all of your Employee Benefit Program needs. We help to meet the needs of your employees, while considering your capabilities and financial objectives.

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  • “I think that insurance is only as good as your Broker. And while I worry about a great many things, I do not worry about our insurance, as I feel we have the best of the best in Morris and Garritano.”

    James W. Brabeck, Farm Supply Company

What "covered" should feel like.

Morris & Garritano believes clients deserve to feel confident knowing they're truly covered and cared for. Let our experienced advisors and educated advocates protect what matters most. For more than a century, our agency has prepared friends and neighbors for what’s ahead. Take the next step and contact us today. 

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