News & Events

Wednesday, March 21st

March 2018 Newsletter

What is your favorite thing about March? Is it all this rain we are getting…or the first day of spring….or March Madness? Or, is it that you get to read the March edition of M&G | exposure?! Our favorite is the last one – but we may be a little biased. Check out all the great articles in this month’s newsletter!

Wednesday, February 21st

February 2018 Newsletter

It may be a little past Valentine’s Day, but we still wanted to show you how much we care about you, with our February edition of M&G | exposure!

Monday, January 15th

TBD: AHPs and the ACA

Association Health Plans (AHPs) pre-date the Affordable Care Act (ACA) and while they have a limited California presence, their potential for expansion jumpstarted on January 4th.  The Department of Labor released proposed rules that may lead to the growth of AHP’s, probably beginning in 2019. These proposed rules are open for comment until March 6th and may change.  Since this has potential to influence the current small group and individual health insurance markets, it’s worthwhile to have context for the rules and understand their key components.

In California, the main examples of AHPs are Multiple Employer Welfare Arrangements (MEWAs).  Our current limited number of MEWAs have functioned over the years.  However, some AHPs have a “checkered history,” according to a January 4th Kaiser Health News article by Julie Appleby. “A number have had solvency problems that left consumers on the hook for unpaid medical bills, while others have been fined for misleading advertising or failing to pay benefits.”

Hence, when evaluating these opportunities, brokers and employers have a lot of due diligence ahead of them.  Within the proposed rules, the association plans will form in two types:

  1. By industry, with up to a nationwide scope, either an existing association or one newly formed to host a health plan, or;

  2. By geographical region, which under some circumstances could be multi-state as well.


Friday, January 12th

January 2018 Newsletter

A new year, a new newsletter!  There a exciting things announced in this month’s newsletter, including two brand new videos showcasing the real Morris & Garritano. Be sure to check them out!

Friday, January 12th

Behind the Scenes of M&G

Over the last few months, we have been working on a project that we are so excited to now share with you!

In our monthly newsletter, I often talk about who we are at Morris & Garritano – the services we provide, the culture we nurture, and the commitment we have to our clients’ satisfaction. And I could tell you many more things, but I think it means so much more coming form the people that live our core values every day- our employees!

Together with 20|20 Creative Group, we have created two videos to showcase what it’s like to work with Morris & Garritano and what it’s like to work for Morris & Garritano.

These videos are featured on the Homepage, About Us page, and Careers page of our website; or you can watch them right here!










I hope you enjoy watching them and learn a little bit more about our company and our family.


Wednesday, December 13th

Introducing the Three Newest Shareholders of Morris & Garritano!

Our Mission Statement is an integral part of how Morris & Garritano does business. We strive to accomplish the first two items on a daily basis, but it is the third element that takes a little more time to achieve. We are committed to remaining an independent agency, dedicated to our clients, for generations to come and one of the ways we can ensure that happens is to expand our shareholder group. For that reason, I am proud to announce the three newest shareholders of Morris & Garritano: Justin Maire, Mark Anelli, and Gabe Garcia.

Justin started his career at the agency 13 years ago and lives our core values each and every day.  He has had great success over that time building relationships in our community and has proven to be a key stakeholder in our company.

Mark joined the agency back in 2008 and has proven to be a dynamic leader in our Commercial Lines division. His growth and embodiment of our Core Values make this next step a natural progression in his career.

As CFO, Gabe has been integral to our success and growth as a company. As a member of the Executive team he was a key part of forming the Mission, Core Values and Vision that we follow today.  Since joining the agency in 2010, he has quite simply been a gamechanger.

We are incredibly excited to have these three invaluable additions to the shareholder group and look forward to the growth and evolution of Morris &  Garritano as a result of their combined knowledge, experience, and passion.




Wednesday, December 13th

December 2017 Newsletter

Happy Holidays from M&G! We hope you enjoy the gift we got you  – a brand new edition of M&G|exposure! As we come into the new year, there are some important items to be covered – new labor laws, ACA enforcement, workers’ comp exclusions.  Learn all about them and more in this month’s newsletter.

Thursday, November 9th

November 2017 Newsletter

If you haven’t heard yet, we are raising funds for the Hearst Cancer Resource Center with a No-Shave November Campaign. You can read all about it (and other great articles) in the November edition of our M&G|exposure Newsletter!

Wednesday, November 1st

M&G’s No-Shave November

The men of M&G are on a mission to grow cancer awareness and raise funds for the Hearst Cancer Resource Center at Dignity Health French Hospital Medical Center. Be it a mustache, a full beard, or just their best effort – our guys will be putting down their razors for a good cause.

If you would like to support, any and all donations are welcome and appreciated.  Simply click on the mustached logo below. We will be posting progress photos throughout the month, so be sure to check back in!

Let the growing begin!

Friday, October 13th

Justin Maire Becomes Newest M&G Shareholder

We are thrilled to announce that Justin Maire has officially become a shareholder of Morris & Garritano! Justin started his career at the agency 13 years ago and lives our core values each and every day. He has had great success over that time building relationships in our community and has proven to be a key stakeholder in our company. Please help us in congratulating Justin on this great accomplishment!