News & Events

Monday, September 30th

Featured Video: Key Benefits Terms Explained

Key Benefits Terms Explained

Premiums? Deductibles? Copays? All these different terms and components to medical plans are confusing. So, what does it all mean and why do you need to know?

Insurance jargon can make you feel like you’re sitting in the back seat of a taxi in a foreign country. How do you know if you’re being taken on a wild, roundabout, and expensive ride when what you really want is the shortest, most cost-effective path to good health and well-being? Today’s medical insurance market offers a maze of options to meet our society’s demand for choice and customization and with that comes differences in the price you pay for each component of your plan. If you understand how each of the different components works and how the components interact over the course of the calendar year, you will be able to quickly decide which of the options available has the right combination of convenience, quality of care, and affordability for you and your family.

In other words, understanding a few basic concepts is all you need to determine how much you will pay each step of the way. Getting clarity on the basic structure of medical plans allows you to easily compare the options and evaluated them based on your personal priorities and preferences. With this basic knowledge you can turn the medical insurance maze into a straight forward decision-making tool that empowers you to confidently compare plans and choose the best option available for you and your family.  

Put yourself in the driver’s seat by watching our quick educational video, Key Benefits Terms Explained.This video is also available in Spanish, Términos Clave de Seguro Médico Explicados.

For more educational videos on employee benefits and healthcare, check out our full Benefits Video Library


Thursday, September 26th

September 2019 Newsletter

Important updates, educational videos, and a few couple of awards sprinkled in just for fun. September was a good month!


Tuesday, September 10th

Ben Hoover Named in Top Forty Under 40

Please help us in congratulating Sr. Employee Benefits Advisor, Ben Hoover, in being named one of this year’s Pacific Coast Business Times Forty Under 40!

Ben is continually raising the bar at M&G and is always going the extra mile for his clients. This past year he became a Morris & Garritano shareholder, reinforcing his commitment to his clients and his coworkers. Outside the office, Ben has been on the Partner Advisory Board for must! Charities since its inception and dedicates his time to helping raise funds for various projects including the Food Bank Coalition and The Boys and Girls Clubs. You might not know it, but Ben also has the unique skillset of being an auction ringman and is very active in the Jr. Livestock Auction at the Mid-State Fair among other charity auctions throughout our communities.

Ben truly cares for the well-being of his clients and their employees. The work that he and his team does allows for many in our community to have peace of mind regarding their healthcare. Congratulations, Ben!