WCIRB Update: Eff. July 1, 2020

June 26, 2020

WCIRB Update: Eff. July 1, 2020

Insurance Commissioner issues Order resulting in workers’ compensation premium savings for California businesses affected by COVID-19

The order adopts emergency regulatory changes developed by the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) effective July 1, 2020 to be applied retroactively. The Commissioner’s action mandates workers’ compensation carriers reflect in premiums the reduced risk of loss due to “stay-at-home” orders. 

The official notice from the Department of Insurance can be viewed here

The below video links will provide an overview of the notable amendments, but you can also visit the WCIRB’s full reference page for more information.

We encourage you to consider these changes as you assess the impact of COVID-19 to your estimated annual payroll (if on recurring billing), actual payroll (if billed on a reporting basis), or recent audit if applicable.

If you have questions, concerns, or need to make an adjustment to your policy, please feel free to contact your Risk Advisor or Account Manager for further assistance.

Uniform Statistical Reporting Plan



Experience Reporting Plan

Exclusion of COVID-19 Claims from Experience Modification
Section VI, Rating Procedure, Rule 2, Actual Losses and Actual Primary (Ap) Losses, was amended to specify that all claims directly arising from a diagnosis of Coronavirus Disease 2019 (COVID-19) shall not be reflected in the computation of an experience modification.