Your Central Coast Insurance Agency | Morris & GarritanoCOVID-19

Business Operations

COVID-19 Toolkit

With the growing rate of COVID-19 cases across the nation and the ever-changing regulations put in place as a result, it can be difficult to know what to do and when. To help you navigate through it all, we have put together a resource that outlines what you need to know to keep your employees safe and your workplace compliant with current mandates and safety standards.

View Toolkit

CARES Act & Financial Resources

Summary and FAQ of the Paycheck Protection Program

Paycheck Protection Program Overview (PDF)
(Updated June 5, 2020)

Small Business Association

SBA | Guidance & Loan Resources
SBA | Find Eligible Lenders
SBA | Reginal Loan Office Information (currently fielding calls for CA)

Small Business Development Center (SBDC)
Resources for businesses applying for loans and informatino relating to accounting, banking,
and e-commerce

US Treasury Office

Business & Industry Organizations

SLO Chamber of Commerce: COVID-19 | Resources for Business

Santa Maria Chamber of Commerce: Coronavirus Updates & Resources for Businesses & Employees

Council of Insurance Agents & Brokers (CIAB) COVID-19 Resources

Association of General Contractors of America

Wine Institute Recommendations and Updates

National Restaurant Association | Reopening Guidance

Business Insurance

Commissioner Lara issues Order resulting in workers' compensation premium savings for California businesses affected by COVID-19
CA Dept of Insurance Press Release (June 17, 2020)

WCIRB Reference Guide

Carrier Contacts | Commercial Insurance

Occupational Safety and Health Administration (OSHA) | COVID-19

Cal/OSHA Safety Guidance on Coronavirus

Workstation Ergonomic Self-Assessment Checklist (PDF)

Insurance Commissioner Calls for 60-Day Insurance Premium Grace Period
CA Dept of Insurance Press Release (March 19, 2020)

Cyber Security & Coverage

CA Workers' Compensation Presumption

Employee Benefits

NOTE: Utilizing your carrier's Telemedicine services is the best first step if you are concerned about COVID-19 symptoms. Watch this video for an overview of what you can expect from Telemedicine services. Click here for the Spanish version.

Carrier Resources for Coronavirus

Cottage Care Now Telemedicine Assessment Tool

IRS announces that high-deductible health plans (HDHPs) can cover COVID-19 testing and treatment
(March 11, 2020)

Human Resources

Families First Coronavirus Response Act (FFCRA)

DOL Guidance on Paid Leave Under FFCRA (PDF)

COVID-19: The FFCRA Q&A

FFCRA Employee Fact Sheet

FFCRA Employer Fact Sheet

FFCRA Notice of Employee Rights (PDF)
Click here for Spanish version

FFCRA Posting Requirements (PDF)
Click here for Spanish version

How much paid leave can employees take? (PDF)

Mineral (previously ThinkHR) Resources

The below resources are avaiable to to all business owners, but Mineral does offer additional resources and support for it's members. This membership is a value-added service provided by Morris & Garritano. If you do not currently have a login for Mineral, please contact HRConsulting@morrisgarritano.com.

Mineral | COVID-19 Crisis Response Center

ThinkHR Webinar Recording: COVID-19 HR Guidance and Best Practices
(March 19, 2020)

ThinkHR Webinar Recording: COVID-19 Updates and Employer FAQ
(March 31, 2020)