For over 130 years, our agency has insured the Central Coast’s most valuable asset, its people.

Trust is earned.

Since 1885, we have built a tradition of earning your trust twice: at the time of purchase and at the time of need. Learn more about what sets Morris & Garritano apart when it comes to insurance services.

About Us

Commercial Insurance

Invest in the success and security of your business with one of the largest independent insurance agencies in California.

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Employee Benefits

Support your employee benefits program with leading-edge strategies customized for both company and employee.

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Personal Insurance

Ensure you're covered, no matter what life throws at you. Morris & Garritano will find a program that protects your future.

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  • “Morris & Garritano has earned our business and our trust because their agents are proactive, communicative, problem-solvers. Thank you for your excellent service!”

    Sage Ecological Landscapes, Los Osos
  • “The service I have received from Morris & Garritano is top notch. I have found their staff to be honest, timely in their responses and very professional. I truly feel like they have my back!”

    Natasha, San Luis Obispo, CA
  • “If it were not for the steadfast support and the competency of Michael Schedler during our communications with CalOSHA, we would not have had the expertise and experience in knowing how to navigate and respond to their inquiries.”

    Tara Kasarjian, San Luis Auto Salvage
  • “The level of service and professionalism I’ve received from Morris & Garritano is unparalleled. Adam has always taken the time to educate and inform me about my various options. You can take heart in the fact that Adam isn’t just trying to sell you something, he legitimately cares about his clients and their well-being.”

    Justin Vandercook, Blackbird Construction Services, Inc.
  • “I decided to make a change away from AAA for my renters and auto insurance. Morris & Garritano made the entire experience really great and even saved me $175 per year!”

    Russ M., Pismo Beach, CA
  • “We have worked with several insurance companies, but none have been able to serve our company’s insurance needs as well as Morrison & Garritano. We highly recommend them as they are quick to respond, professional, and offer the best competitive rates for all insurance needs.””

    Chris & Deanne Martinelli, Martinelli Landscape Contruction, Inc.
  • “Fantastic group of attentive agents who make you feel important. Not only do I have my personal auto and home with them but I worked with them for large business as well. I cannot recommend this company enough.”

    Jillian K., Buellton, CA
  • “Mark and his team have been so great to work with. They are always responsive and timely with any request or question we might have. We can also trust that our coverage needs have been fully understood and then met in the policies they present to us.”

    Heather Rodgers, Ancient Peaks Winery
  • “I think that insurance is only as good as your Broker and while I worry about a great many things I do not worry about our insurance as I feel we have the best of the best in Morris and Garritano.”

    James W. Brabeck, Farm Supply Company
  • “I have medical insurance through my employer and they use Morris and Garritano. Honestly, I do not know what I would do without them. I called Devann and she was wonderful! Explained everything to me and my doctors. So thankful to have them! ”

    Jo S., Grover Beach
  • “I have always appreciated Morris & Garritano and their vast knowledge of the construction industry to guide us through the maze of insurance and make the best decisions for our company. I truly enjoy having them as part of my TEAM.”

    Cheryl Talbott, Cinderella Showcase
  • “Mark has been instrumental in helping us determine a strategic and affordable risk management program. He has been extremely knowledgeable and professional in all of our communications. I couldn't be happier working with Mark and Morris & Garritano.”

    Fred Zammataro, Schramsberg Winery
  • “Morris & Garritano has serviced our insurance needs for over a decade. We have found them to be both very proactive and professional. They are very good at searching out the best rates and coverage for our needs.”

    Greg Holt, Big Sky Cafe
  • “Morris & Garritano’s service goes beyond just providing insurance. They have been very helpful in providing guidance and insight into which products best suit our company’s needs as they change and evolve with the growth of our business.”

    Tim Tillman, NK Builders, Inc.
  • “We have been completely happy with their professional, prompt attention to all of our matters. They are always friendly, whether you are talking to the receptionist or the numerous agents that help with our policies. I would highly recommend them to any of my family or friends!”

    Coastal Tree Experts, San Luis Obispo
  • “Allie and the team at Morris & Garritano have provided a level of service that truly goes above and beyond. Their vast knowledge (not only in insurance but also in construction), services and professionalism are all exceptional and because of that they have earned our business. ”

    Tiffany Amezcua, MX Construction

News & Events

Preparing Your Business for the Unexpected

Is your business protected against damage from natural disasters? September is National Preparedness Month but it’s always the right time to ready yourself for the unexpected. Consider proactive approaches you can take to make sure your business is covered, and your employees understand the steps to take in the event of an emergency.

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Ten Creative Ways to Strengthen Your Compensation Package

If your company is looking to be more competitive in the hiring market, you might begin by revisiting your current compensation package. Consider these “small acts with big impacts” that strengthen your company’s perks without increasing wages.

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COVID-19 Information Toolkit

To help you navigate the ever-changing COVID-19 regulations, we have put together a resource that outlines what you need to know to keep your employees safe and your workplace compliant with current mandates and safety standards.

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What "covered" should feel like.

Morris & Garritano believes clients deserve to feel confident knowing they're truly covered and cared for. Let our experienced advisors and educated advocates protect what matters most. For more than a century, our agency has prepared friends and neighbors for what’s ahead. Take the next step and contact us today. 

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